Wednesday, January 21, 2015

CHANGE - “Can you adapt?”

CHANGE - “Can you adapt?”

Change is a word that is casually used in many conversations…”Oh, I can change clothes” or “I changed my mind on what restaurant I want to eat at tonight.” It’s used without much thought to its true meaning.

Webster’s Dictionary defines CHANGE as…“to make different in some particular”, to give a different position, course or direction”.

To actually think about change and how it will affect oneself is hard, not necessarily due to what it will mean in the future, but because of what it will mean now, in the present; change is a verb, therefore to change requires action. Some people want to change something about their life, but don’t want to put forth the actions required to do it. When we are used to doing things the same way day after day because it’s working, then we are satisfied. When things aren’t working the way we want them to or if we have reached the ceiling on what we are currently doing and we say “things need to change”, what we really mean is we need to change.

Just because we recognize that we need to make changes doesn’t necessarily mean we’re better or smarter, it just means we have grown weary of how things are. Therefore, instead of sitting still, which is the easiest thing to do, we need to take the action that is required to change and not expect the current situation to change for us.

Once you decide to take the “action” to change, you regain your motivation. As a wise old woman once said….”action generates action”.

So to answer my own question…YES I can adapt to change, it’s so much better than the alternative which is to lay dormant, take no action and always wonder….what IF I had made that change?

CindyBrooksREpic.jpg
 Cindy Brooks, REALTOR
Benchmark_sm.jpg
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(615) 499-9445 (c)
(615) 809-2323 (o)

Monday, January 12, 2015

5 MORTGAGE TIPS FOR HOME BUYERS

Purchasing a home is one of the biggest decisions most folks will ever make.  Therefore, you need to be prepared, so you don't find that “perfect” home, finalize a contract on it, and then find out that your “pre-approval” has some stipulations that must be addressed before you can close.  Here are five tips to keep you on track to owning that dream home.
  1. Find a real estate agent that you “click” with. Tell that agent exactly what you are looking for, or at least your top 5 wants for your new home. If you have a lender that you want to work with, give your real estate agent their contact information. If you do not have a lender, ask your agent to recommend one. If your agent is a well prepared agent, they will have lenders that they work with and that are very professional. You should get a pre-approval letter from your lender before you start looking at homes.
  2. Call the lender, get your pre-approval letter,  and  ask the lender to send your agent a copy. This is very important, because many sellers today  are requiring agents to provide a pre-approval letter before allowing their property to be shown.
  3. Once you have made the decision to purchase a new home and have received a pre-approval from your lender, DO NOT APPLY FOR NEW CREDIT. Applying for new credit can change your ability to purchase a new home. It is very common for buyers to think they need to buy new furniture for the new home they are purchasing, don't do this unless you have the extra cash over and beyond any cash you will need for closing. Just as important,  do not make large deposits to your accounts. You should already have all of the funds you need to purchase a home in your account. This also means that no large amounts from family or friends should be deposited into your account.
  4. Ask your lender, based on the amount you are qualified for and your estimated property taxes, home owner's insurance, and if applicable, HOA fees, what your monthly payment will be. When estimating this payment, always figure on the high side of each amount. It's always better to be surprised with a lower payment than a higher payment at closing.
  5. Be sure to return all of the documents to the lender, along with any additional information they need, as soon as possible. Remember, without the information the lender has requested, you can not move forward with the purchase and close of your new home.
Buying a new home, especially if this is your first time, can be stressful. Always be honest with your real estate agent and lender. If you are confused about any of the steps to purchasing, don't hesitate to ask your agent. Real estate agents want to make your purchase as smooth and easy as possible.  Having said that, be sure to listen to what your agent is telling you!  They have been there and done that many times before,so  cash in on their experience and know how.
 
ISb850on1vka03-68be98Cindy Brooks, REALTOR
Benchmark Realty, LLC
125 River Rock Blvd.
Suite B
Murfreesboro, TN
615-499-9445 cell
615-809-2323
CindyBrooksRealtor@gmail.com
http://www.CindyBrooksRealtor.com

Monday, September 29, 2014

331 Margo Lane, Nashville, TN 37211

CHECK OUT THIS VERY NICE 1604 SQUARE FOOT HOUSE AT 331 MARGO LANE, NASHVILLE TN!

Very nice, all brick, 1604 sq. foot, 2 bedroom, 1.5 baths on a ½ acre lot in well established neighborhood.

  • Separate laundry room with new ceramic tile floor.
  • Separate Family room with new ceramic tile floor with door to carport and a door to a spacious Sunroom.  
  • Roomy main bathroom with tub/shower combination and plenty of storage.  
  • Master with bathroom and walk-in closet.  
  • Hardwood floors throughout.
  • Brick wall with wood burning fireplace.
  • Large roomy kitchen, with new counter tops, all appliances stay.
  • 3 storage buildings in the back yard for plenty of storage, with extra storage attached to the back of the house for gardening tools.
Listed at $138,000, excellent buy!!!


Call Cindy Brooks – Exit Realty Music City- 615-499-9445



Cindy Brooks, Realtor
Exit Realty Music City
725 Cool Springs Blvd, Suite 201
Franklin, TN 37067
615-499-9445 cell
615-807-1204 office
CindyBrooksRealtor@gmail.com

Saturday, August 23, 2014

Open House Sunday, August 24th, from 1 - 4 p. m. 1114 Palmer Road, Lebanon, TN

OPEN HOUSE - AUGUST 24, 1p-4p
1114 Palmer Road, Lebanon TN



This home is a must see!

Gorgeous Log Home nestled in the middle of 31 acres with a wrap around porch.  4700+ sf, 3 bedrooms, 2.5 baths.  Beautiful custom cherry cabinets in the kitchen, tons of storage throughout the house, double closets in all bedrooms, Bonus room upstairs, 2 car garage +unbelievable views of wildlife daily.

Refreshments served



Cindy Brooks, Realtor
Exit Realty Music City
725 Cool Springs Blvd, Suite 201
Franklin, TN 37067
615-499-9445 cell
615-807-1204 office
CindyBrooksRealtor@gmail.com

Thursday, August 21, 2014

PRICE REDUCED…$675,000

1114 PALMER ROAD, LEBANON TN


Price just reduced on this 4700+ sq. foot home sitting on 31 acres.  3 bedrooms, 2.5 bathrooms, wrap around porch, large kitchen with custom cherry cabinets, tons of storage through out the house.  Double closets in all bedrooms, Walk in closets in Master Suite.  Office upstairs and downstairs, Bonus Room upstairs along with sitting area.

This house, including 31 acres, is listed below $150 per sq. ft., absolutely the best value in the Wilson County area.

Call Cindy…..




Cindy Brooks, Realtor
Exit Realty Music City
725 Cool Springs Blvd, Suite 201
Franklin, TN 37067
615-499-9445 cell
615-807-1204 office
CindyBrooksRealtor@gmail.com
OPEN HOUSE-
AUGUST 24, 1p-4p
1114 Palmer Road, Lebanon TN


This home is a must see!  Gorgeous Log Home nestled in the middle of 31 acres with a wrap around porch.  4700+ sf, 3 bedrooms, 2.5 baths.  Beautiful custom cherry cabinets in the kitchen, tons of storage throughout the house, double closets in all bedrooms, Bonus room upstairs, 2 car garage +unbelievable views of wildlife daily.


Refreshments served



Cindy Brooks, Realtor
Exit Realty Music City
725 Cool Springs Blvd, Suite 201
Franklin, TN 37067
615-499-9445 cell
615-807-1204 office
CindyBrooksRealtor@gmail.com