JUST LISTED- 4013 Vailwood Drive, Nashville TN 37215 - $474,500

This 2725 square foot home sits on a level one-half acre lot, with mature trees in the heart of Green Hills. It is conveniently located to shopping, restaurants and schools.  The home has so many possibilities with some renovations. 

•  Master Suite is on one end of the house and 3 bedrooms on the other side. 
•  Large Family room with French Doors to the patio, along with complete wall of windows for natural light.  
• Separate Living Room with wood burning fireplace and built in shelves 
• Separate Dining Room 
• Master Suite has full bathroom with ceramic tile floor, pedestal sink, combo tub and shower. 
•  Master Bedroom is 14x24 with sitting area and walk in closet.

The new addition was designed by John TeSelle and is connected to the Master Suite but has it's own electrical panel. The first level of the addition has heated concrete floors, architecturally designed wood ceiling, custom lighting fixtures, and built in shelves and desk. The staircase is made of solid wood. The second level has hard wood flooring, built in shelves and built in bamboo desk and work area. The addition area has it's own ductless air system. There are plenty of windows at many angles to give plenty of natural light and an airy feel.

• Kitchen has new dishwasher, smooth top range, nook area for desk, and plenty of cabinet space.
• Laundry/Mud room has exterior door to patio, washer/dryer connections and panty area.
• Hardwood Flooring throughout the home.
•  Ceramic tile in bathrooms and custom concrete floors in Family Room and new addition.
• Tankless Water Heater, New Roof, Central Unit 8 years old.

For more information, call Cindy!

Cindy Brooks, Realtor

Benchmark Realty, LLC

125 River Rock, Suite B

Murfreesboro, TN 37168

615-499-9445 (c)

615-809-2323 (o)

CindyBrooksRealtor@gmail.com

http://www.CindyBrooksRealtor.com

CHANGE - “Can you adapt?”

CHANGE - “Can you adapt?”

Change is a word that is casually used in many conversations…”Oh, I can change clothes” or “I changed my mind on what restaurant I want to eat at tonight.” It’s used without much thought to its true meaning.

Webster’s Dictionary defines CHANGE as…“to make different in some particular”, to give a different position, course or direction”.

To actually think about change and how it will affect oneself is hard, not necessarily due to what it will mean in the future, but because of what it will mean now, in the present; change is a verb, therefore to change requires action. Some people want to change something about their life, but don’t want to put forth the actions required to do it. When we are used to doing things the same way day after day because it’s working, then we are satisfied. When things aren’t working the way we want them to or if we have reached the ceiling on what we are currently doing and we say “things need to change”, what we really mean is we need to change.

Just because we recognize that we need to make changes doesn’t necessarily mean we’re better or smarter, it just means we have grown weary of how things are. Therefore, instead of sitting still, which is the easiest thing to do, we need to take the action that is required to change and not expect the current situation to change for us.

Once you decide to take the “action” to change, you regain your motivation. As a wise old woman once said….”action generates action”.

So to answer my own question…YES I can adapt to change, it’s so much better than the alternative which is to lay dormant, take no action and always wonder….what IF I had made that change?

Cindy Brooks, REALTOR

(615) 499-9445 (c) (615) 809-2323 (o) CindyBrooksRealtor@gmail.com www.CindyBrooksRealtor.com

6005 Hawkdale Video Tour - Newly renovated 3 BR, 2BA on 1 acre cul-de-sac lot.

5 MORTGAGE TIPS FOR HOME BUYERS

Purchasing a home is one of the biggest decisions most folks will ever make.  Therefore, you need to be prepared, so you don't find that “perfect” home, finalize a contract on it, and then find out that your “pre-approval” has some stipulations that must be addressed before you can close.  Here are five tips to keep you on track to owning that dream home.

1. Find a real estate agent that you “click” with. Tell that agent exactly what you are looking for, or at least your top 5 wants for your new home. If you have a lender that you want to work with, give your real estate agent their contact information. If you do not have a lender, ask your agent to recommend one. If your agent is a well prepared agent, they will have lenders that they work with and that are very professional. You should get a pre-approval letter from your lender before you start looking at homes.
2. Call the lender, get your pre-approval letter,  and  ask the lender to send your agent a copy. This is very important, because many sellers today  are requiring agents to provide a pre-approval letter before allowing their property to be shown.
3. Once you have made the decision to purchase a new home and have received a pre-approval from your lender, DO NOT APPLY FOR NEW CREDIT. Applying for new credit can change your ability to purchase a new home. It is very common for buyers to think they need to buy new furniture for the new home they are purchasing, don't do this unless you have the extra cash over and beyond any cash you will need for closing. Just as important,  do not make large deposits to your accounts. You should already have all of the funds you need to purchase a home in your account. This also means that no large amounts from family or friends should be deposited into your account.
4. Ask your lender, based on the amount you are qualified for and your estimated property taxes, home owner's insurance, and if applicable, HOA fees, what your monthly payment will be. When estimating this payment, always figure on the high side of each amount. It's always better to be surprised with a lower payment than a higher payment at closing.
5. Be sure to return all of the documents to the lender, along with any additional information they need, as soon as possible. Remember, without the information the lender has requested, you can not move forward with the purchase and close of your new home.

Buying a new home, especially if this is your first time, can be stressful. Always be honest with your real estate agent and lender. If you are confused about any of the steps to purchasing, don't hesitate to ask your agent. Real estate agents want to make your purchase as smooth and easy as possible.  Having said that, be sure to listen to what your agent is telling you!  They have been there and done that many times before,so  cash in on their experience and know how.

 

Cindy Brooks, REALTOR
Benchmark Realty, LLC
125 River Rock Blvd.
Suite B
Murfreesboro, TN
615-499-9445 cell
615-809-2323
CindyBrooksRealtor@gmail.com
http://www.CindyBrooksRealtor.com